DIGITAL LENDING APIs
Lend instantly without credit risk.
Automate GST-ITR financial verification and credit appraisal for real-time loan approvals.
Used by the
Leading companies
Manual credit assessment is time-consuming & error-prone
- Poor Lending Experience: Banks and NBFCs take days to decide on business loan applications, due to time consuming manual financial verification
- Poor Credit Appraisals: Manual appraisals for existing customers is time taking & error prone, which leads to lapses in credit risk assessment.
How it Works
Our Solutions
Income Tax Return API
Pull P&L, balance sheet and income computation from income tax Website
Connect to income tax website to download ITR returns and get p&L, Balance Sheet and Income Computation into a format needed for your credit model.
GST Return API
Pull GST Return from GST Website
Connect to GST Website to pull GST Return and summarize into a format needed for underwriting and for KYC-AML. Correlate GST Data with other financial data to identify suspicious transactions.
Discover Vaultedge API in Action
Explore our interactive 2-minute demo. See for yourself the simplicity and efficiency of our solution in action.
" We used Vaultedge to automate the indexing of loan documents that we receive from all our lender partners, amounting to more than a million documents every month. This enabled us to move 70% of people from Document Recognition to other processes."
Michael Kittyle
CIO, BSI Financial Services
Read the Casestudy
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Discover the Vaultedge APIs offerings today