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VAULTEDGE DOC AI

Supercharge Your Non-QM Loan Reviews with Vaultedge Document AI

Accelerate securitizations, reduce manual errors, and improve loan data accuracy—powered by AI built for financial services.

Vaultedge complete loan solution

Non-QM lenders face an uphill battle with document-heavy loan reviews. Manual data extraction from complex packages, cross-verification across multiple TPR (Third-Party Review) reports, and the ever-present risk of repurchase requests slow down your loan cycle. Vaultedge Document AI changes the game. Our LLM-based AI platform is engineered for the mortgage, banking, and insurance industries, automating document-intensive processes to streamline operations, minimize manual effort, and ensure regulatory compliance.

Vaultedge OCR Technology

The High Cost of Manual Review Errors

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Extended Turnaround Times: Manual “stare and compare” steps add 2–3 extra days to the loan review process, delaying securitizations and tying up capital.

Operational Overload: High-volume non-QM portfolios demand more staff hours, increasing overhead and introducing human error—costing lenders thousands in rework and lost productivity.

Increased Repurchase Risk: Even minor data mismatches invite costly repurchase requests and dent lender credibility, impacting long-term profitability.

Intelligent Automation for Non-QM Workflows

Vaultedge DocAI leverages Large Language Model (LLM) architectures, AI, and NLP to understand and process complex mortgage documents at scale.

Our system automatically classifies documents, extracts critical data fields (e.g., borrower details, addresses, LTV ratios), and compares them against loan tapes and TPR reports.

The result? Faster loan reviews, minimized manual intervention, and rock-solid data integrity.

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Vaultedge Data Verification

How It Works

Document Ingestion
DocAI identifies and classifies 1003s, appraisals, closing disclosures, and more, regardless of format or complexity.
Automated Extraction
Our platforms extracts borrower names, property details, loan numbers, and other key data points with industry-leading accuracy.
Multi-Way Comparison
Compare extracted data against loan sale tapes and TPR reports instantly, flagging discrepancies in seconds—not days.
Exception Management
A user-friendly dashboard highlights issues for quick review. Audit-ready logs ensure compliance and transparency.
Integration
Connect DocAI directly to your LOS or servicing system, enabling seamless, end-to-end workflow automation.

'Day 1 Certainty' like efficiency for Non-QMs

AUS that extracts & analyzes income data against underwriting guidelines from different investors to qualify borrowers for best non-QM product.

AUS that understands underwriting guidelines from multiple non-QM investors

Vaultedge provides flexibility to configure rules, overlays and eligibility guidelines from multiple investors. End to end decisioning on how best to qualify a borrower under different non-QM loan programs.

In-built AI OCR engine that extracts & analyzes income data with 99+% accuracy

Vaultedge uses its proven AI OCR engine to automatically extract, analyze & validate income data from different income docs - W2, bank statement, PnL, DSCR etc.

Get to 1 underwriter touch for more than 80% of the loan files

Vaultedge overlays dynamic conditions and guideline eligibility for a complete initial underwrite. Cut down to 1 underwriter touch per file for more than 80% of loans.

Michael Kittyle
" We used Vaultedge to automate the indexing of loan documents that we receive from all our lender partners, amounting to more than a million documents every month. This enabled us to move 70% of people from Document Recognition to other processes."
Michael Kittyle
CIO, BSI Financial Services
Read the Casestudy

Intelligent Automation for Non-QM Workflows

Vaultedge DocAI leverages Large Language Model (LLM) architectures, AI, and NLP to understand and process complex mortgage documents at scale. Our system automatically classifies documents, extracts critical data fields (e.g., borrower details, addresses, LTV ratios), and compares them against loan tapes and TPR reports.
The result? Faster loan reviews, minimized manual intervention, and rock-solid data integrity.

Speed
Cut review times by 2–3 business days, accelerating your loan sales and securitizations.
Accuracy
Achieve 97%+ data extraction accuracy, mitigating errors and repurchase threats.
Scalability
Handle growing loan volumes seamlessly without adding headcount.
Reduced Costs
Free your team from repetitive tasks, allowing them to focus on higher-value activities.

FAQs

How quickly can we implement Vaultedge DocAI?

Implementation timelines vary, but most non-QM lenders go live within a few weeks. Our dedicated onboarding team ensures minimal disruption

Does DocAI integrate with my existing LOS and servicing systems?

Yes. Vaultedge DocAI is designed for easy integration with leading LOS platforms, APIs, and servicing tools, delivering a streamlined end-to-end solution.

What about accuracy for complex non-QM scenarios?

Our AI models are trained on industry-specific documents, ensuring 97%+ extraction accuracy. Complex fields, multi-borrower names, and property nuances are handled with precision.

Can Vaultedge handle multiple TPR firms?

Absolutely. Our solution supports multi-way comparisons, accommodating various TPR reports to ensure a comprehensive, scalable solution as your business grows.

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Demo Today
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Explore Resources

Dive into our resource library to gain current insights on Document AI

Mortgage Vault Podcast
Podcast for mortgage industry professionals who want to stay on top of the mortgage market trends.
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Blog
Insights and perspectives from Vaultedge on the most current issues in the mortgage industry
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White Paper
Explore our white papers focused on Automation in various industries.
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Case Studies
Explore our case studies focused on document automation.
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Mortgage Automation
ROI Calculator
Learn how automated document workflows drive ROI for your mortgage business
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Mortgage Automation Buying Guide
Essential features you need while choosing a Mortgage automation software.
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Income Calculation Buying Guide
Essential features you need while choosing a Income Calculation software.
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Past Event Reports
Explore the detailed overview of the most important ideas shared at  events & conferences.
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