.avif){kind=icon}
.avif){kind=icon}
A PMI Certificate is issued by a private mortgage insurance company, providing insurance to the lender in case the borrower defaults. It includes policy details, coverage amounts, premiums, and conditions.
Extractable Data Fields
Below is a table listing the key data fields that Vaultedge can extract from a PMI Certificate.
| Field Name | Include in Project | Field Type |
|---|---|---|
| PMI Company | Yes | text |
| PMI Certificate Number | Yes | number |
| Insured Loan Number | Yes | text |
| Master Policy Number | Yes | text |
| Mgic ID Number | Yes | number |
| Quote ID | Yes | text |
| Commitment Effective Date | Yes | date |
| Commitment Expiration | Yes | date |
| Certificate Effective Date | Yes | date |
| Commitment Updated | Yes | date |
| Insured Name | Yes | text |
| Insured Address | Yes | text |
| Borrower Name | Yes | text |
| Borrower First Name | Yes | text |
| Borrower Last Name | Yes | text |
| Co-Borrower Name | Yes | text |
| Property Street Address 1 | Yes | text |
| Property Street Address 2 | Yes | text |
| Property City | Yes | text |
| Property State | Yes | text |
| Property Zipcode | Yes | number |
| Base Loan Amount | Yes | amount |
| Subordinate Financing Amount | Yes | amount |
| Financed Premium Amount | Yes | amount |
| Total Loan Amount | Yes | amount |
| Sale Price | Yes | amount |
| Original or Propert Value | Yes | amount |
| APPRAISED_VALUE | Yes | amount |
| Appraised Value | Yes | text |
| Plan LTV | Yes | text |
| CLTV | Yes | text |
| HCLTV | Yes | text |
| GLTV | Yes | text |
| TLTV | Yes | text |
| DTI | Yes | text |
| DTI without MI | Yes | text |
| Qualifying Debt Ratio | Yes | text |
| Aus System | Yes | text |
| Aus Recommendation | Yes | text |
| Representative Credit Score | Yes | number |
| First Time Homebuyer | Yes | text |
| Loan Purpose | Yes | text |
| Property Type | Yes | text |
| Number Of Units | Yes | number |
| Occupancy | Yes | text |
| Loan Term | Yes | text |
| Commitment Term | Yes | text |
| Balloon Term | Yes | text |
| Amort Period | Yes | text |
| Amortization Type | Yes | text |
| Interest Only | Yes | text |
| Buydown | Yes | text |
| Relocation Loan | Yes | text |
| Percent Covered | Yes | text |
| Submission Type | Yes | text |
| Submission Method | Yes | text |
| Master Policy Version | Yes | text |
| Premium Paid By | Yes | text |
| Premium Type Payment Option Payment Plan Type | Yes | text |
| Premium Payment Plan | Yes | text |
| Renewal Type Or Option | Yes | text |
| Refundability Code | Yes | text |
| Premium Due to Activate | Yes | amount |
| Fixed Rate | Yes | text |
| Loan Type | Yes | text |
| Loan Repayment Type | Yes | text |
| Rate Category | Yes | text |
| Term of Coverage | Yes | text |
| Renewal Premiums Level | Yes | text |
| Manufactured Home | Yes | text |
| Delegated or Non Delegated | Yes | text |
| First Payment Date | Yes | date |
| Loan Closing Date | Yes | date |
| 1St Year Rate | Yes | text |
| Renewal Rate Yrs 2 10 | Yes | text |
| Renewal Rate Yrs 11-Term | Yes | text |
| Disbursement Amount(1st year Amount) | Yes | amount |
| Renewal 1 Amount | Yes | amount |
| Renewal 2 Amount | Yes | amount |
| County Tax | Yes | text |
| County Tax Amount | Yes | amount |
| Municipality Tax | Yes | text |
| Municipality Tax Amount | Yes | amount |
| State Tax | Yes | text |
| Surcharge Rate | Yes | text |
| Surcharge Rate Amount | Yes | amount |
| Third Party Orginated | Yes | text |
| Initial Total | Yes | amount |
| First Premium Rate | Yes | text |
| First Premium Amount | Yes | amount |
| First Month Total | Yes | amount |
| Total Rate | Yes | text |
| Base Rate | Yes | text |
| Ordered By Name | Yes | text |
| Ordered By Address | Yes | text |
| Calculated Ltv or Cltv | Yes | text |
| Amended Date | Yes | date |
| State Tax Amount | Yes | amount |
