Credit Report

Document summarizing a borrower's credit history and financial responsibility.

Last updated

December 2, 2024

The Credit Report is an essential document used in the credit lending process, providing a comprehensive summary of an individual's credit history and financial behaviors. Financial institutions utilize credit reports to assess potential borrowers' creditworthiness, helping them make informed lending decisions.

This document typically contains information regarding past and current credit accounts, payment history, outstanding debts, and public records such as bankruptcies or court judgments. By analyzing a credit report, lenders can evaluate an applicant's financial responsibility and reliability, which plays a crucial role in the approval or denial of loans.

Extractable Data Fields

Below is a table listing the key data fields that Vaultedge can extract from the Credit Report. Please refer to the table below for detailed information.

Field Name	Included in Project	Field Type
Agency Name	yes	text
Date Completed	yes	date
Request Date	yes	date
Borrower Name	yes	text
Borrower First Name	yes	text
Borrower Last Name	yes	text
Borrower SSN	yes	ssn
Borrower DOB	yes	date
Borrower Credit Score	yes	number
Borrower Address	yes	text
Co-Borrower Name	yes	text
Co-Borrower First Name	yes	text
Co-Borrower Last Name	yes	text
Co-Borrower SSN	yes	ssn
Co-Borrower DOB	yes	date
Co-Borrower Credit Score	yes	number
Co-Borrower Address	yes	text
Borrower_Credit_Score	No	text
Borrower credit score 1	No	number
Borrower credit score 2	No	number
Borrower credit score 3	No	number
Co-Borrower_Credit_Score	No	number
Co-Borrower credit score 1	No	number
Co-Borrower credit score 2	No	number
Co-Borrower credit score 3	No	number

Rahul Bishnoi

Marketing Manager

Credit Report

Extractable Data Fields

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